Unsupported Browser
The American College of Surgeons website is not compatible with Internet Explorer 11, IE 11. For the best experience please update your browser.
Become a member and receive career-enhancing benefits

Our top priority is providing value to members. Your Member Services team is here to ensure you maximize your ACS member benefits, participate in College activities, and engage with your ACS colleagues. It's all here.

Become a Member
Become a member and receive career-enhancing benefits

Our top priority is providing value to members. Your Member Services team is here to ensure you maximize your ACS member benefits, participate in College activities, and engage with your ACS colleagues. It's all here.

Membership Benefits

Member Insurance Programs

The insurance plans available exclusively to ACS Members through the ACS Insurance Program are a key member benefit and excellent value! Over 7,500 ACS members currently have coverage with one or more plans. Please review our extensive list of offerings and consider participating in one of the plans today!

New York Life Plans

The following group plans within the ACS Insurance Program are underwritten by New York Life Insurance Company, one of the largest and most respected insurance companies in the nation.

Term Life Insurance Plans

No one wants to think about Life insurance, but if someone depends on you financially or perhaps you have debt or loans, Life insurance is a great component to protect your loved ones, cover funeral costs or simply pay your outstanding debt. We have 4 Life coverages that will meet your needs at any stage of life.

Level Term Life: 20-Year, 15-Year or 10-Year
These plans offer protection that can help ensure your family’s financial future with discounted guaranteed rates and benefits for 10, 15 or 20 years with coverage up to $4,000,000 that remains level until termination at age 85 (20-Year; 15-Year is age 80 and 10-Year is age 75).

Traditional Term Life
Help secure your family’s financial future with Traditional Term Life Insurance, which currently offers you discounted rates up to 48% and coverage amounts up to $4,000,000. Coverage reduces in half at age 65 and terminates at age 100.

Long-Term Disability
In the event you lose your ability to practice due to a disabling sickness or injury, the Long-Term Disability plan offers monthly benefits up to $20,000 and is specialty specific. The Disability rates have been discounted 30%! You may also choose to add the Future Purchase Option or the Cost of Living Adjustment to your plan. See more details on the Group Long-Term Disability Insurance web page.

Short-Term Disability (with Maternity)
Prevent a health setback from becoming a financial hardship. Short-Term Disability replaces a portion of your income if you are unable to work due to covered illness or injury. The plan offers two benefit options and monthly benefits up to $5,000 and is specialty specific. Plus maternity benefits are included!

Supplemental Disability (for educational expenses)
The Supplemental Disability can help you pay the educational expenses you may still be responsible for paying in the event you suffer a covered total disability. Educational expenses would include any student loans for which you are responsible. You can choose from two plans and monthly benefits up to $2,500.

Office Overhead Disability
In addition to your personal expenses, help protect your business expenses in the event you become disabled with monthly benefit amounts up to $20,000. These rates have been discounted 20%!

Accidental Death & Dismemberment
This plan can help you and your family cope with crippling or fatal accidents and the often devastating costs by providing up to $500,000 in benefits.

Hospital Indemnity
The ACS Hospital indemnity plan can help supplement other medical care insurance you may carry. Hospital indemnity insurance can provide cash just when you need it most: to help pay expenses during a hospitalization.

Valuable Package Discount

If your personal ACS insurance package includes the coverages listed below your total premium will be reduced by 25% on all plans! This is in addition to the already discounted rates:

  1. Group Term Life Insurance: Level Term Life (10, 15, or 20-Year Term) and/or Traditional
  2. Either the Accidental Death & Dismemberment or Hospital Indemnity plan and
  3. One or both of the Disability Plans

The package discount only applies to qualifying plans underwritten by New York Life Insurance Company.

ACS members can apply today by visiting acs-insurance.com or by calling 1-800-433-1672.

Non-New York Life Plans

AIG Insurance
You’ve worked hard to build your lifestyle. But has your Homeowners, Auto, Collections and Liability coverage kept up? Traditional insurance policies aren’t equipped to provide the coverage you most likely need. AIG Private Client Group* can help safeguard both your assets and your way of life with a complimentary insurance review to help identify gaps in your current coverage.

Long-Term Care
Long-Term Care Insurance is available through Long-Term Care Resources (LTCR). LTCR is contracted with the leading carriers in the LTC market, including Mutual of Omaha, John Hancock, Genworth, Transamerica, and Lincoln Financial. Not only will you have multiple carriers and a variety of plans to choose from, but as an ACS member, you may also qualify for exclusive discounts not available to the general public.

Health Insurance
Through HealthInsurance.com, individuals and families can get quotes from leading health insurance carriers, compare health plans side by side and purchase health insurance. Individual health insurance offers the convenience of choice—you choose what benefits you want in a plan. Premium options give you the freedom to choose what best fits your family’s budget.

Travel Insurance
A Travel Guard plan can help cover all your travel needs. From 24-hour emergency travel assistance, to an entire suite of comprehensive per-trip travel insurance products, Travel Guard plans are your top source for covering your next trip, including: if a family member gets sick, luggage is lost, miss a flight connection, have a medical emergency, and much more.

Medicare Supplement Exchange
Picking up where Medicare leaves off, Medicare Supplement Plans can give you the freedom to choose your own doctors and hospitals. The exchange helps by providing Medicare-eligible members (and eligible spouses) with access to a comprehensive multiplan approach. You will have the ability to select from a larger number of plan choices for both medical and prescription drug plans.